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What Is A Hard Money Loan?

A hard money loan is a type of commercial real estate financing that provides funding for the purchase and rehabilitation of income-producing properties. Hard money loans are typically offered by private investors or companies that specialize in this niche, such as Bridge Loans. They have lower interest rates than traditional bank loans because they are secured by the property being purchased. Hard money lenders provide quick access to capital at competitive rates with flexible terms for borrowers who need funds quickly to close on an investment property or flip it before it appreciates in value.

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