For Investors by Nvestors

 In the last several years, the rental housing market has been hit by a succession of crises that have affected the whole real estate industry. Investors' attitudes and behaviors have been influenced by a number of factors, including the COVID-19 epidemic, the hottest housing market in decades, and the recent spike in mortgage interest rates. However, the real estate market appears to be leveling out, which bodes well for anybody thinking about purchasing rental property in the future months.

 Landlords around the country have increased rents to unfathomable levels, leaving renters with little good news.

 A Federal Reserve president has blamed short-term rentals for contributing to the current housing crisis.

 South Carolina, Delaware, and Illinois had the greatest rates of foreclosure.
There were 34,501 homes in the United States with foreclosure filings (deficit notifications, scheduled auctions, or bank repossessions) in August 2022, an increase of 14% from the previous month and 118% from August 2021. This data comes from ATTOM's August 2022 U.S. Foreclosure Market Report.
The rate at which foreclosure lawsuits are being filed around the country has reached epidemic proportions.

 In August, Manchester-Nashua, New Hampshire, reclaimed its position as the top housing market, marking the tenth time in the past year that this has occurred. Since March 2021, this region has occupied the number one spot in the hottest markets a total of 17 times. It wasn't until May of 2018 that Manchester finally broke into the top 20, and since the beginning of 2019 it has been a consistent top 20 city. Source: Realtor.com

Potential homebuyers who waited until this month instead of last may be regretting their decision. Inflation has pushed up the cost of buying a home by 12% in the last month alone. Mortgage payments have increased by $250 per month over the past month due to the rapid increase in mortgage rates, which Nadia Evangelou, senior economist and director of forecasting for the National Association of REALTORS®, writes about on the NAR blog.

 According to the Home Flipping Report of Q2 by ATTOM Data Solutions, 115,198 single-family homes and condominiums were sold and flipped in the United States during the second quarter, accounting for 8.2 percent of all home transactions. The most recent percentage of properties sold for profit was down from 9.7% in Q1 2022 but nevertheless increased from 5.3 percent in Q2 2021.

 The bathroom is a crucial area in the house, making it one of the most popular and economical spaces for homeowners to update. Recent research revealed that, on average, a bathroom remodel added more than enough to the resale value of a property in all 50 states to more than cover the cost of the restoration.

 A bridge loan is a short-term loan utilized until permanent financing is secured or a current commitment is paid. It provides rapid cash flow, allowing the borrower to pay current obligations. Bridge loans typically have relatively high-interest rates and are secured by collateral, such as real estate or commercial goods.

 These loans are frequently utilized in the real estate industry and are also known as bridge finance or bridging loans.

 A DSCR loan is underwritten using property-level cash flow as opposed to personal income, unlike a consumer or owner-occupied home mortgage but similar to a commercial real estate mortgage. Debt-Service Coverage Ratio, often known as DSCR, is a metric used by lenders to assess a borrower's capacity to repay a loan based on the property's monthly rent. To calculate the DSCR divide the monthly rent by the monthly principal, interest, taxes, insurance, and association dues to arrive at the DSCR, a more straightforward way to assess cash flow (PITIA).