For Investors by Nvestors

The 5 Biggest Rental Property Investing Trends For 2023

 In the last several years, the rental housing market has been hit by a succession of crises that have affected the whole real estate industry. Investors' attitudes and behaviors have been influenced by a number of factors, including the COVID-19 epidemic, the hottest housing market in decades, and the recent spike in mortgage interest rates. However, the real estate market appears to be leveling out, which bodes well for anybody thinking about purchasing rental property in the future months.

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National Foreclosure Rates Sore

 South Carolina, Delaware, and Illinois had the greatest rates of foreclosure.
There were 34,501 homes in the United States with foreclosure filings (deficit notifications, scheduled auctions, or bank repossessions) in August 2022, an increase of 14% from the previous month and 118% from August 2021. This data comes from ATTOM's August 2022 U.S. Foreclosure Market Report.
The rate at which foreclosure lawsuits are being filed around the country has reached epidemic proportions.

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Top 20 Housing Markets Entering Q4

 In August, Manchester-Nashua, New Hampshire, reclaimed its position as the top housing market, marking the tenth time in the past year that this has occurred. Since March 2021, this region has occupied the number one spot in the hottest markets a total of 17 times. It wasn't until May of 2018 that Manchester finally broke into the top 20, and since the beginning of 2019 it has been a consistent top 20 city. Source: Realtor.com

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Mortgage Rates Surface 7% For The First Time In Over A Decade

Potential homebuyers who waited until this month instead of last may be regretting their decision. Inflation has pushed up the cost of buying a home by 12% in the last month alone. Mortgage payments have increased by $250 per month over the past month due to the rapid increase in mortgage rates, which Nadia Evangelou, senior economist and director of forecasting for the National Association of REALTORS®, writes about on the NAR blog.

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Top 10 Home Flipping Markets Of Q2 2022

 According to the Home Flipping Report of Q2 by ATTOM Data Solutions, 115,198 single-family homes and condominiums were sold and flipped in the United States during the second quarter, accounting for 8.2 percent of all home transactions. The most recent percentage of properties sold for profit was down from 9.7% in Q1 2022 but nevertheless increased from 5.3 percent in Q2 2021.

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What Is A Bridge Loan And How Do They Work

 A bridge loan is a short-term loan utilized until permanent financing is secured or a current commitment is paid. It provides rapid cash flow, allowing the borrower to pay current obligations. Bridge loans typically have relatively high-interest rates and are secured by collateral, such as real estate or commercial goods.

 These loans are frequently utilized in the real estate industry and are also known as bridge finance or bridging loans.

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What Is A DSCR Loan

 A DSCR loan is underwritten using property-level cash flow as opposed to personal income, unlike a consumer or owner-occupied home mortgage but similar to a commercial real estate mortgage. Debt-Service Coverage Ratio, often known as DSCR, is a metric used by lenders to assess a borrower's capacity to repay a loan based on the property's monthly rent. To calculate the DSCR divide the monthly rent by the monthly principal, interest, taxes, insurance, and association dues to arrive at the DSCR, a more straightforward way to assess cash flow (PITIA). 

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